Happy CoupleBuy Today, Pay Over Time!

Kirk's Furniture makes buying your new furniture or mattress easy with our convenient financing options.

Our Current Financing Promotions

12 Months - NO Interest and NO Down Payment

Buy now and buyers with approved credit can take advantage of our 12 months, No Interest, No Down Payment financing plan. See our store for details or click here with your questions.

FREE Layaway

A popular option for buyers that would rather not use financing is our FREE Layaway plan. Select the perfect furniture or mattress and we will put it in Layaway and set up a customized payment plan just for you.

At Kirk's Furniture, we want to make buying your new furniture or mattress as easy as possible.



*Financing at Kirk's Furniture is available to buyers with approved credit. Minimum monthly payments are required. Interest accrues from time of delivery and is payable if the balance is not paid within the terms of the loan. See store for more details.

“Shop Kirk's Furniture for small town values and big city selection.”